New build homes
You have come to the right place. At haart we have a diverse range of new-build homes currently available.
Our multi award-winning, specialist land and new homes division offers an unrivalled range of services to both developer and house builder clients, private buyers and to private and corporate investors. As a result, haart is routinely instructed to sell some of the most exciting newly-built homes throughout the UK. Our new homes developments spread from Barnsley in the north to Torquay in the south and most areas between.
House builders and developers
Our land and new homes offers a bespoke advisory, land sourcing, planning and sales and marketing service to developers, house builders and funders of residential or mixed use projects from strategically-based land and new homes centres throughout the UK. We also offer clients a comprehensive creative and print service and an international award-winning digital marketing service. Our truly 'one port of call' proposition is unique to companies operating in the new build sector.
We sell some of the most exciting new build and conversion projects available in the UK. To find out what properties haart currently has available, simply click here and search today.
Help to buy
Click here to find out more information on Help to Buy.
As part of the numerous services we offer, we help developers and house builders accelerate the sale of ‘tail end’ stock or developments, or part developments, that have not yet been released to the market. We do this by introducing our client’s stock to pre-qualified private and corporate investors who are in a position to purchase, at a discount, within a rapid and specified timescale. If you’re an investor and would like to be informed of any such opportunities, contact our Investor Service Team.
New Build Warranties
The main purpose of a new home warranty is to offer buyers peace of mind. Although warranties usually last 10 years, it’s important to know what is and isn’t covered throughout that period. It’s something that isn’t as cut and dry as you may think.
The common train of thought is that by buying a new build property, you’ll run into fewer issues than with an older property. This isn’t strictly true. Should you move into a new build property, you’re going to need assurances that the developer will rectify any problems that occur – enter building warranties.
What is a building warranty?
It’s basically an insurance policy for new build properties. It’s taken out by the developer or builder but is there to protect the buyer (you).
Who provides them?
There are three primary providers; the Local Authority Building Control Warranty (LABC), Premier Guarantee and the National House-Building Council (NHBC) – the most popular, covering 80% of the new build sector. These all act under the Consumer Code for Home Builders.
There are additional providers that operate under different codes of conduct, like BLP, which follows the Code for the Purchase of New Homes. Their warranty differs from the others above since in this case, the builder isn’t required to pay a fee to obtain a warranty. This warranty can be issued for a property that’s already a year old; BLP will intervene and fix any issues right away, whereas LABC, Premier and NHBC will first expect the builder to fix any issues within the first two years, before intervening if need be.
Checkmate warranties operate under the Consumer Code for Builders of Homes for sale, whereas The FMB (Federation of Master Builders) offers a warranty under the new Consumer Code for New Homes (CCNH).
How long do they last?
Building warranties usually last for about 10 years.
What do building warranties cover?
Should you decide to buy a property off plan, something not unusual with new builds, once the contracts are exchanged your warranty will protect your deposit against the developer going bankrupt. Should this occur and the builder neither starts nor completes the property build, your warranty provider will return your deposit.
When the property is finished being built, the warranty gets split into two periods:
- Defects insurance period – covering the first two years
- Structural insurance period – covering the third year to the tenth
Through the first two years, any issues you encounter with the builder’s work should be escalated with them so they can arrange to fix them. Through the structural insurance period, the builder only claims responsibility for large problems to do with the structure of the property, such as foundations, roofs, ceilings and chimneys. Smaller issues like problems with your gutter or fittings are now your responsibility.
Ensure you get crystal clear clarity on when your warranty comes into effect so you can keep a note of when it expires.
What isn’t covered?
It shouldn’t come as surprise that general wear and tear isn’t covered; neither is weather damage or any issues that come as a result of poor property maintenance.
Condensation and damp are only covered should it happen as a result of the builders not complying with the standards of the warranty provider.
Don’t ignore the details
Since warranty providers are insurers, it’s important to remember that it may not always be possible for them to carry out remedial work. This means it’s crucial that you read the small print and question anything that may be of concern.
If defects are spotted, ensure you contact the builder as soon as possible. Keep track of your communication with them and make note of times and dates. This will come in handy if there are problems or delays in getting the issues sorted.
What if I move?
If you move out of the property, the warranty is automatically transferred to the buyer of your home. But remember that any work you’ve carried out yourself, like a new conservatory won’t be covered by the warranty.
Should you buy a new home from a previous owner remember that company warranties supplied for works like this aren’t always able to be transferred. So if the previous owner installed a new conservatory for instance, the installation company’s warranty may become invalid.
Some last things of note:
- Warranties can in fact affect your mortgage application. It’s even a condition of many mortgage applications that a warranty must be in place if you’re purchasing a new property.
- It’s also worth taking out home insurance. Although your mortgage lender will likely require you to have it in place, it’s always worth doing in an effort to protect your investment. The warranty only covers issues that are the builder’s problem. If your home suffers a flood or fire damage you won’t be covered.
Thinking of buying a new build and need mortgage advice? Just Mortgages have New Build specialists as well as Mortgage Advisors that can assist you.