The pros and cons of letting furnished vs unfurnished properties

Whether you are new to being a landlord or not, one of the key decisions you will need to make before letting out any of your properties is whether to furnish it. There are no rules in place as to whether a landlord should furnish their property or not. Therefore, it is entirely up to you if you want to put your property on the market with no furniture or appliances or if you want to offer a fully furnished property for tenants to start living in straight away. 

Nevertheless, it is important for you to consider your choices carefully as it could make a difference to both your chances of finding a tenant and the types of tenants you may attract.

Below is an outline of some of the typical things that can be expected for unfurnished or furnished properties.

A fully furnished property is typically expected to have the following:

  • Soft furnishings such as curtains, blinds, carpets, etc.
  • White goods including a fridge-freezer, cooker and washing machine
  • Wardrobe and or chested drawers, bed, chair, table, etc.

An unfurnished property is usually expected to have the following:

  • Cooker
  • Light fixtures
  • Carpets and or wood flooring

Furnished vs unfurnished: pros and cons

The major benefit of renting out a furnished property is that it can be a convenient way for tenants to move from one property to another without spending money to furnish their new home. Many prospective tenants, particularly young tenants and students, value the convenience of a furnished apartment, therefore; they are more likely to be attracted to this type of property.

However, the drawback of renting out a furnished property is that it can also be an issue for prospective tenants who have accumulated furniture or goods over the years as they may feel more comfortable or attached to their belongings and they may be reluctant to part with them. They may also have to pay extra to place their belongings into storage or come to some sort of agreement with the landlord as to what to do with the furnishings in the property. As a result, these tenants may be deterred by an already furnished property. 

A significant benefit of renting out an unfurnished property is that you won’t be held liable for ensuring that the tenants' furniture or any other items they bring into the property are insured, you also won't have to worry about wear and tear or suddenly having to replace any faulty goods or furniture.

Thinking of buying a property to let?

The haart Investor Services Team is here to help customers obtain more information about how to maximise their investments in the current property market. Contact our property investment expert, Kate Hurles on 079 6012 0267 or email

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