Mortgages

Before you start looking for a new home or decide to increase your mortgage, it makes sense to know how much you can borrow. Lender's attitudes vary, but they will usually lend you between 3 and 3.25 times your annual income before tax if you're applying for a mortgage on your own. If you're applying with somebody else, they will usually lend either between 3 and 3.25 times the main income plus the second income or 2.5 times the two incomes added together. This calculator gives you a chance to estimate how much you can borrow. Please note that your full financial situation will be taken into account when being assessed for a mortgage.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

You can choose how you pay for your mortgage advice. You have the option to pay by a fee, typically 1.95% of the loan amount. Alternatively you could pay by combination of a 1% fee and allow us to receive commission from the lender.